The Board may well regulate a little financial institution rating from “Satisfactory” to “Exceptional” within the establishment amount exactly where the bank requests and gets extra consideration for actions that would qualify pursuant towards the Retail Solutions and Merchandise Exam in § 228.

A lender must make available to the general public for inspection, on ask for and for free of charge, the information expected In this particular portion as follows:

(i) The variety of retail banking services and retail banking products available through electronic delivery techniques along with other shipping and delivery devices;

The inclusion of the affiliate's loans, investments, providers, and merchandise in a very bank's strategy, or inside of a joint approach of affiliated depository institutions, is matter to the subsequent:

(ix) An indicator for whether or not the loan was to a company or farm with gross annual revenues higher than $1 million; and

(ii) Why an analysis on the financial institution pursuant to any aspect of a system in paragraph (d)(one) of the portion would more meaningfully reflect a lender's record of assisting to meet up with the credit history requirements of its Neighborhood than if it were being evaluated underneath the efficiency exams that might implement from the absence of an approved plan; and

(i) An intermediate lender's Group advancement efficiency is evaluated pursuant to the next standards:

A substantial bank must obtain and retain in Digital variety, as prescribed by the Board, right up until the completion in the lender's up coming CRA examination during which the info are evaluated, the subsequent information for each little enterprise loan or modest farm loan originated or obtained because of the lender throughout the analysis period:

A lender or personal savings Affiliation's record of performance often is the foundation for denying or conditioning acceptance of the software listed in paragraph (a) of this part.

(i) All the knowledge required to the lender's general public file have to be maintained at the key office and, if an interstate bank, at a single department Place of work in Every single Condition; and

Affiliated depository establishments supervised by the exact same Federal economic supervisory agency may perhaps put together a joint program, supplied that the prepare contains, for every bank, check here the relevant overall performance assessments that will utilize while in the absence of the permitted strategy.

상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.

Projects to revitalize or stabilize a qualified census tract that come with each business and household components qualify as revitalization or stabilization routines beneath this paragraph (e)(two), if:

) The choice of retail banking services and retail banking merchandise available through electronic supply systems along with other shipping and delivery techniques; and